Privacy

Privacy Policy

This policy explains how Financial Resource Academy collects, uses, and discloses personal information when you use this website.

This page informs you of our policies regarding the collection, use and disclosure of Personal Information when you use our Service.

We will not use or share your information with anyone except as described in this Privacy Policy.

We use your Personal Information for providing and improving the Service. Optional advertising measurement follows the privacy choices described below; using the website or submitting a registration does not itself grant optional tracking permission. Unless otherwise defined in this Privacy Policy, terms used in this Privacy Policy have the same meanings as in our Terms and Conditions.

Information Collection And Use

While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information, or Personal Information, may include, but is not limited to:

  • Name
  • Email address
  • Telephone number
  • Address

Log Data

We collect information that your browser sends whenever you visit our Service. This Log Data may include information such as your computer's Internet Protocol address, browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages and other statistics.

Cookies

Cookies are files with small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your computer's hard drive.

Necessary cookies support website functions and remember your privacy choice. Optional advertising cookies are controlled through Your Privacy Choices. You can also instruct your browser to refuse cookies; blocking necessary cookies may affect some website functions.

Advertising measurement and your choices

When permitted by your privacy settings, we use Meta Pixel and server-side Meta reporting to measure visits, registrations, and appointment requests. Reporting can include event identifiers, browser or advertising identifiers, and technical connection information. We use contact matching, which may send available names, email addresses, and phone numbers to Meta in hashed form when optional reporting is allowed. Hashing does not make that information anonymous. We do not include financial amounts, account information, or free-text form responses in advertising event data.

Use Your Privacy Choices to allow or decline optional measurement, or withdraw permission. Optional analytics and advertising tracking are enabled by default in all locations, including when your location is unknown, unless you have opted out or your browser sends a recognized opt-out signal. We honor Global Privacy Control and saved opt-outs. Closing the notice does not change your preference. Registration and existing email or SMS consent requirements remain separate.

Choices are saved for the website host where you make them and may need to be set separately on another domain or device. Your explicit preference is stored in a necessary cookie for up to 180 days for permission or 400 days for an opt-out and recorded with its date and notice version. Default-on tracking is not recorded as consent. We retain necessary registration, security, and privacy-choice records after an opt-out. Withdrawal stops future optional reporting through this integration and removes advertising cookies we control; it does not recall information already sent. YouTube video embeds are separate from these Meta measurement controls.

Service Providers

We may employ third party companies and individuals to facilitate our Service, to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used.

Service providers acting on our behalf have access to your Personal Information to perform these tasks and are obligated not to use it for other purposes. Meta advertising measurement is described separately above; Meta may process information under its own terms and privacy policy. Use Your Privacy Choices to turn off future optional reporting through this integration.

Security

The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is completely secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

Links To Other Sites

Our Service may contain links to other sites that are not operated by us. If you click on a third party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over, and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Children's Privacy

Our Service does not address anyone under the age of 18.

We do not knowingly collect personally identifiable information from children under 18. If you are a parent or guardian and you are aware that your child has provided us with Personal Information, please contact us. If we discover that a child under 18 has provided us with Personal Information, we will delete such information from our servers immediately.

Compliance With Laws

We will disclose your Personal Information where required to do so by law or subpoena.

Changes To This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

SMS Communications

If you provide your mobile phone number and explicitly opt in by manually checking the SMS consent box on our registration form, we may send recurring automated text messages related to workshop registrations, confirmations, reminders, and access links.

Message frequency varies. Message and data rates may apply based on your mobile carrier.

You may opt out of SMS messages at any time by replying STOP to any message. For assistance, reply HELP or contact us at support@financialresourceacademy.org.

Your SMS opt-in authorizes the workshop messages described above and is separate from optional advertising measurement and contact matching. Use Your Privacy Choices to control optional reporting without changing your SMS subscription.